QUOTE (Fed @ Nov 10 2007, 08:15 AM)

I don't care how well prepared anyone is don't think it can't happen to you.
That's true. My car only has one motor, but it hasn't broken down yet, thank goodness. Might happen one day though

None of my boats has had twin motors and haven't broken down (except once with the plastic incident). The WP or coast guard or other boaties are around to tow you if that should ever happen. Got me thinking though. I am off to the Whitsundays in a few months. I am going out to invest in a parachute - just in case. Never know. (Just kidding with you Fed.)
If you feel happier to pay $155 a year for a service which is free with other organisations and is insurance for you IN CASE YOU MAY BREAK DOWN, then do it for your own peace of mind.
On another note, my brother in law has bought himself a top of the range v8 Statesman. He leaves it in the garage most times and will NEVER, EVER, take it out shopping to park it unattended, just in case someone bumps it or scratches it. He takes his other car for everything else. Makes me wonder why he bought it. It has a couple of thou klms on it and is a few years old. Anal, if you ask me. It is a CAR for goodness sakes. I hope we never get hit by a meteor. Could happen.
Be optimistic FED. YOU WILL NOT BREAK DOWN. Repeat after me.... I WILL NOT

No offence intended in this post FED.